Archive for the ‘Insurance Auto’ Category

Summer Heat May Affect Car Insurance Companies

July 19th, 2011 by Crystal Davis

It sure it hot outside in most of the United States right now.  The heat affects many things, but some people may not realize how much it affects their cars.  Car insurance companies are well aware of increased wear and tear on cars in the hot summer months, and carefully compare what is covered by insurance by what is not.  Madison, Wisconsins WEAU News d some of AAAs Tips to help your car survive the heat.  Most drivers perform routine maintenance to protect their cars during the cold of the winter, but you should also do some maintenance for the dog days of summer.

  • Batteries: The two things that wreak havoc on batteries are heat and vibration.  It is especially important during this uncontrollable heat to make sure that your battery is mounted securely and avoid any unnecessary vibration.  Battery fluid also evaporates faster in the heat, so clean off any corrosion and make sure that all of the clamps are secure.
  • Engines: Since your engine is on overdrive during the summer heat, make sure to get routine maintenance done on your cooling system to protect your engine.  Also check for any deterioration on the rubber parts in your cooling system since heat makes them wear faster.
  • Tires: Make sure that your tires are properly inflated to the vehicle manufacturers recommendations.  When tires are low, you are more likely to have a blowout because of the extreme heat on the roads making your hot tires even hotter.  Infinity auto insurance and other insurers hope drivers keep tires inflated because of heat, braking, and overall handling.  This helps reduce the risk of accidents and the claims on insurers.
  • Fluids: Check all of your fluid levels because fluids help cool your car by taking heat away from other car components.  Transmission, power steering, and brake fluid, as well as motor oil are important to keep at the recommended levels.
  • Air Conditioning:  Make sure that your air conditioning system is checked over and well maintained.  Cool passengers and drivers are better able to function on the roads and help avoid more accidents and car troubles.

Even with all of the proper preparations, you still may have a summer car breakdown.  As many people are keeping their cars more years to save money, older cars can breakdown more often if not properly maintained.  AAA recommends having a breakdown kit in your car just in case.  Be sure to keep your car as far off the road as you can and be safe in the event of a breakdown.

 

Automobile Insurance – How Much is Enough?

June 30th, 2011 by Admin

In some areas, the law requires you as a driver to purchase a minimum coverage plan in order to drive. Such coverage plans usually only cover your medical bills, loss of wages and repair costs for car or property damages only. Failure to get a minimum coverage plan could result in you losing driving privileges or even landing in jail.

However, your coverage may not be enough to compensate the other driver’s monetary losses if you were the cause for an accident. In cases like this, the other driver’s legal representation can go after your assets for reimbursements. Read more…

Insurance Fraud Becoming a Huge Problem in England

June 20th, 2011 by Crystal Davis

Auto insurance fraud is a problem in the United States and now it has become a big problem in the United Kingdom. Currently the United Kingdom is number one on the list of the top places in Europe that have fraudulent whiplash claims. According to statistics, approximately one in 140 residents of the United Kingdom file a fraudulent whiplash claim every single year. This presents a huge problem that is placing a sizeable financial burden on its residents. In total, more than twelve hundred whiplash claims end up being filed each day in the United Kingdom so something needs to be done to remedy this because two billion pounds is spent each year on these claims alone.

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Auto Insurance Purchases Being Aided By Online Quotes

June 11th, 2011 by Crystal Davis

Millions of people spend more than ten hours per day on the Internet whether for work or for leisure. Now a new finding from JD Power and Associates has found that most drivers who are looking for their first auto insurance policies opt to get online insurance quotes before making their final policy purchase.

One issue that may arise from this new development is that drivers may be more confused than ever when they get an auto insurance quote online. It can be hard for drivers to be able to comprehend the auto insurance terms that they are reading about when they are finally given their online insurance quote.

Customer service agents at insurance companies are a great resource for first time insurance buyers and relying on the Internet alone could lead many drivers to make costly mistakes.

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