For many services that you use everyday, you only purchase what you need. For example, if you don’t watch much television, you probably purchase the basic cable package. The same could be said for your cell phone plan–you use your cell phone a lot, so you have a monthly plan with plenty of minutes.
But with an auto insurance policy, you pay the same amount regardless of whether you drive more or less in any given month.
There are more older drivers on the road than ever before. It is estimated that by 2030, 25% of all drivers on the road will be age 65 or older.
As drivers grow older physical reaction times begin to slow and eyesight may begin to diminish, which may result in an increased probably for car accidents. However, many older drivers are reluctant to give up the independence and freedom that being able to drive affords them.
Here are some ideas to help older drivers safely navigate the roads.
Technology exists that may help keep your teenage driver in check when you are not in the car. Systems range from simple data loggers that can tell you where teenage drivers have been, how quickly they accelerate or stop, and how fast they drive, all the way to GPS-based monitoring systems with in-car cameras and real-time alerts.
How the System Works
Several insurance companies now offer programs that allow you to monitor your teen driver.
Do you own a ’57 Chevy Bel Air, ’65 Ford Mustang, 1964 Pontiac GTO, 1975 Chevrolet Chevette, or other classic car?
There is classic, and there is just plain old. Just plain old cars don’t need classic car insurance, but a collectible car just might benefit from a specialized policy.