Travel Insurance 24

When people buy a car they often do not have a car insurance policy in place before the purchase is complete. In the state of Mississippi, Governor Haley Barbour needs to review the new House bill regarding car insurance. The name of the bill is House Bill 620. It has already been passed by the state’s legislature. What the bill does is require drivers to get car insurance coverage. If they do not then the tax clerk will not give them a car tag.

A car tag is very important to people because every year a person needs to register their vehicle. I

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Affordability and fuel efficiency drive the small car market, but now some of the most cost-conscious vehicles on the over-busy roads are also some of the safest. Car makers, well tuned to the ears and wallets of conservatively spending consumers, have released a wave of new compact rides for 2011 with low price tags, more comfort and superb safety standards. Safe has met small and, for car makers and drivers, that means good business.

Measuring Car Safety

The safest 2011 cars were tested and rated by the Insurance Institute for Highway Safety (IIHS). Crash worthiness was dependent on how well a vehicle could take a hit from every direction–high-speed side crashes, front and rear collisions and roll overs. I

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Idaho is the place for finding cheap car insurance, according to InsWeb’s latest report detailing median car insurance rates by state.  The report looks at car insurance rates for the 50 United States as well as the District of Columbia.  Some of the largest car insurance companies and InsWeb customers were tracked to find these rate results for 6-month car insurance policies.

This is the second year in a row that Idaho had the lowest insurance rates in the survey.  On average, Idahoans pay $436 for six months of car insurance.  The nine other states in the top ten with cheap car insurance premiums are Maine, Vermont, North Dakota, North Carolina, Minnesota, Virginia, Utah, Ohio, and Wisconsin.  Each of these states had six-month premium costs below $550.

Louisiana drivers pay the highest  premiums in the country when you compare car insurance, with the average driver spending $1,111 every six months.  This is also the second year in a row for Louisiana being ranked in the bottom spot.  Rounding out the top ten states with the highest car insurance premiums are Maryland, Rhode Island, Nevada, Arizona, Washington D.C., New York, Connecticut, California, and Georgia.  It is interesting how the cheapest and most expensive states don’t seem to have much in common.  Each list contains states all across the U.S. with differen

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In The Patriot-News article “Car insurance: How can I tell where to get the cheapest rates?,” Liam Migdail-Smith discusses some of the most popular car insurance spokespersons and what deals their companies actually offer.  Geico uses characters like their Gecko and Caveman to advertise themselves as having low rates and saving you lots of money.  Whether or not you’ll save money and pay less for your premium really depends on a number of factors, so shopping around is still crucial.

Companies like Esurance advertise the benefit of shopping online to get your insurance quotes.  You can also shop with an agent if you prefer, but many people like to get their quotes and even purchase insurance online now.  While many large car insurance companies offer the ability to shop online and get rate quotes, with some companies you still have to speak with an agent before making your purchase.  Choosing the price you are willing to pay is a new campaign advertised by Progressive Insurance Company’s well-known spokeswoman Flo.  You are able to name your own price, and then pick the coverage options you can afford within that price.  While this new way of pricing may appeal to some consumers, it won’t necessarily save you money.

While it is obvious that you will pay more money for more coverage, Allstate spokesmen Dennis Haysbert and “Mayhem” remind you that getting quality coverage should be more important than getting the cheapest coverage.  State Farm advertises it’s “good neighbor” mentality by showing insurance agents at your side whenever you need them.  They say that getting State Farm car insurance quotes will pair you up with top notch customer service, something they believe is most important.  Other perks exist like Nationwide’s vanishing deductible, but keep in mind that they usually require loyalty to the insurer over a period of time.