New question in Life Insurance FAQ:
Ten Years ago I donated one of my kidneys to my wife. Policies we had at that time stayed, but when recently I tried to increase my policy (with Manulife – group plan with engineers) they turned me down and basically stated that they would not even consider my wife. We are both healthy otherwise and live normal lives, yes we do se specialists to make sure all is well. Any suggestions, other than policies with no med q’ns?
Thanks for the note. You or your wife may qualify for a Simiplified Issue plan. There are no medical tests and depending on the plan there are 3 to 12 health questions. Y