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In The Patriot-News article “Car insurance: How can I tell where to get the cheapest rates?,” Liam Migdail-Smith discusses some of the most popular car insurance spokespersons and what deals their companies actually offer. Geico uses characters like their Gecko and Caveman to advertise themselves as having low rates and saving you lots of money. Whether or not you’ll save money and pay less for your premium really depends on a number of factors, so shopping around is still crucial.
Companies like Esurance advertise the benefit of shopping online to get your insurance quotes. You can also shop with an agent if you prefer, but many people like to get their quotes and even purchase insurance online now. While many large car insurance companies offer the ability to shop online and get rate quotes, with some companies you still have to speak with an agent before making your purchase. Choosing the price you are willing to pay is a new campaign advertised by Progressive Insurance Company’s well-known spokeswoman Flo. You are able to name your own price, and then pick the coverage options you can afford within that price. While this new way of pricing may appeal to some consumers, it won’t necessarily save you money.
While it is obvious that you will pay more money for more coverage, Allstate spokesmen Dennis Haysbert and “Mayhem” remind you that getting quality coverage should be more important than getting the cheapest coverage. State Farm advertises it’s “good neighbor” mentality by showing insurance agents at your side whenever you need them. They say that getting State Farm car insurance quotes will pair you up with top notch customer service, something they believe is most important. Other perks exist like Nationwide’s vanishing deductible, but keep in mind that they usually require loyalty to the insurer over a period of time.