Travel Insurance 24

Following the massive earthquake and resulting tsunami that hit Japan on Friday (March 11^th), many Japanese airports have reopened and airlines have resumed flights in and out of the country. The exception is the airport in Sendai, which remains closed due to flood damage from the tsunami.

However, just because airlines are flying there doesnt mean you should travel. The British Foreign & Commonwealth Office (FCO) are currently advising against all but essential travel to north eastern Japan and Tokyo. If you travel against that advice you will invalidate your travel insurance policy.

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Affordability and fuel efficiency drive the small car market, but now some of the most cost-conscious vehicles on the over-busy roads are also some of the safest. Car makers, well tuned to the ears and wallets of conservatively spending consumers, have released a wave of new compact rides for 2011 with low price tags, more comfort and superb safety standards. Safe has met small and, for car makers and drivers, that means good business.

Measuring Car Safety

The safest 2011 cars were tested and rated by the Insurance Institute for Highway Safety (IIHS). Crash worthiness was dependent on how well a vehicle could take a hit from every direction–high-speed side crashes, front and rear collisions and roll overs. I

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Touring caravan contents insurance isnt obligatory (at the time of writing), however, trying to do without it might prove to be a decision that you bitterly regret.

Touring caravan insurance comes in many different shapes and sizes. The policies provided by one insurer may be significantly different to those of another.

It may, for example, be possible to take out cover for the structure of your caravan but not its contents.

What this would mean is that in the event of an accident or other such calamity, any costs relating to the loss or destruction of your caravan contents would need to be met by you.

In terms of touring caravan contents insurance, it might pay to keep in mind that your contents may be at risk from one of several different generic risks:

• road traffic accidents while your caravan is moving from A to B;
• forces of nature while it is parked up (e.g.

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Idaho is the place for finding cheap car insurance, according to InsWeb’s latest report detailing median car insurance rates by state.  The report looks at car insurance rates for the 50 United States as well as the District of Columbia.  Some of the largest car insurance companies and InsWeb customers were tracked to find these rate results for 6-month car insurance policies.

This is the second year in a row that Idaho had the lowest insurance rates in the survey.  On average, Idahoans pay $436 for six months of car insurance.  The nine other states in the top ten with cheap car insurance premiums are Maine, Vermont, North Dakota, North Carolina, Minnesota, Virginia, Utah, Ohio, and Wisconsin.  Each of these states had six-month premium costs below $550.

Louisiana drivers pay the highest  premiums in the country when you compare car insurance, with the average driver spending $1,111 every six months.  This is also the second year in a row for Louisiana being ranked in the bottom spot.  Rounding out the top ten states with the highest car insurance premiums are Maryland, Rhode Island, Nevada, Arizona, Washington D.C., New York, Connecticut, California, and Georgia.  It is interesting how the cheapest and most expensive states don’t seem to have much in common.  Each list contains states all across the U.S. with differen

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