Driving Tips for Seniors to Keep Auto Insurance Rates Low

May 15th, 2010 by Crystal Davis


There are more older drivers on the road than ever before. It is estimated that by 2030, 25% of all drivers on the road will be age 65 or older.

As drivers grow older physical reaction times begin to slow and eyesight may begin to diminish, which may result in an increased probably for car accidents. However, many older drivers are reluctant to give up the independence and freedom that being able to drive affords them.

Here are some ideas to help older drivers safely navigate the roads.

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A GPS-Monitoring System for Your Teen Driver

May 15th, 2010 by Crystal Davis


Technology exists that may help keep your teenage driver in check when you are not in the car. Systems range from simple data loggers that can tell you where teenage drivers have been, how quickly they accelerate or stop, and how fast they drive, all the way to GPS-based monitoring systems with in-car cameras and real-time alerts.

How the System Works

Several insurance companies now offer programs that allow you to monitor your teen driver.

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Is Your Car Truly a Classic–or Is It Just Old?

May 15th, 2010 by Crystal Davis


Do you own a ’57 Chevy Bel Air, ’65 Ford Mustang, 1964 Pontiac GTO, 1975 Chevrolet Chevette, or other classic car?

There is classic, and there is just plain old. Just plain old cars don’t need classic car insurance, but a collectible car just might benefit from a specialized policy.

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How Business-Use of Your Personal Vehicle May Affect Your Auto Insurance

May 15th, 2010 by Crystal Davis


How you use your vehicle can seriously impact the auto insurance premiums you pay. It turns out that a mile spent commuting is riskier than a mile of pleasure driving, and using your car for business is riskier still.

Pleasure Use

If you have a vehicle that is not driven for commuting or business, your auto insurance company may rate it for “pleasure use only” and charge you a reduced auto insurance premium. The savings can be significant, so be sure to ask for it.

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