Do You Deserve Lower Auto Insurance Rates?
That depends on what kind of driver you are! While many states have adopted “no-fault” insurance reporting methods, chances are good that your car and truck premiums will rise if you’re issued a ticket for a violation, or if you report a motor vehicle accident to your insurance company.
Insurance companies look at your driving record over an established time period. The occurrence or number of reported accidents or tickets in a short time frame definitely impact how much you pay for vehicle insurance. On the plus side, a clean driving history can help you qualify for discounts on car insurance.