Many dog owners are asking themselves if they need dog bite insurance. First, it’s important to note that there are as many as 800,000 dog bites treated every year in the United States. The number of unreported dog bites is estimated to be as high as 3.9 million a year, and children account for more than 60 percent of dog bite victims. Many people own dogs as a method for deterring prowlers or trespassers. But, be advised, a “Beware of Dog” sign does not absolve you of liability for injury caused by your dog. Dog bite insurance could be an important consideration for any dog owner – especially owners of so-called dangerous breeds.
Most courts will hold you liable for the injuries your dog inflicts, depending on the specific circumstances surrounding the bite. In some