Posts Tagged ‘Insurance’

“Beware of Dog Liability” – Wisdom in Dog Bite Insurance

November 8th, 2010 by Allison Smith

Many dog owners are asking themselves if they need dog bite insurance. First, it’s important to note that there are as many as 800,000 dog bites treated every year in the United States. The number of unreported dog bites is estimated to be as high as 3.9 million a year, and children account for more than 60 percent of dog bite victims. Many people own dogs as a method for deterring prowlers or trespassers. But, be advised, a “Beware of Dog” sign does not absolve you of liability for injury caused by your dog. Dog bite insurance could be an important consideration for any dog owner – especially owners of so-called dangerous breeds.

Most courts will hold you liable for the injuries your dog inflicts, depending on the specific circumstances surrounding the bite. In some

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Wedded bliss may lead to insurance savings

October 10th, 2010 by Crystal Davis

When you get married, there are a host of issues to deal with. The date. The dress. Where to live. Who’s insurance company to go with.

What? Insurance wasn’t near the top of your list?

Typically, men pay more for auto insurance

Listen up, men. Single men between 18 and 25 normally pay the highest car insurance premiums, and things don’t get a whole lot better for you until you turn 30. Unless you get married. Now, I’m not recommending you run out and get hitched to save a few dollars on your auto insurance, but once you are married don’t wait to take advantage of your new lower-cost status.

There are a few things to consider when you are deciding on which of the two car insurance companies you want to do business with, or if you want to dump them both in favor of a new company.

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Errors & Omissions Insurance – What is it?

September 10th, 2010 by Allison Smith

Errors and omissions insurance protects professionals from the mistakes that they can make while serving their clients. An architect who designs a house that doesn’t meet the standards for the location might benefit from having an E & O policy.

Errors and omissions insurance is a type of professional liability insurance. These types of policies protect professionals from legal liability that is caused by their errors, omissions and negligence.

E&O does not offer protection for criminal acts or for acts that are dishonest. P

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Bristol West Car Insurance Now Related to 21st Century

July 26th, 2010 by Crystal Davis

Farmers Insurance will soon be the third largest auto insurance company in the United States, according to Bristol West’s website.  Bristol West car insurance belongs to the Farmers’ family and they are getting some new members.  Farmers recently acquired AIG’s Personal Auto insurance business.  This includes 21st Century auto insurance, among others.  Although all of the companies are related, they run separately and offer their own unique customer benefits in their marketplaces.  Bristol West and Farmers’ Foremost Group will begin to merge and run concurrently.

Bristol West operates in 40 of the United States currently.  They assure their customers that their merger with Farmers auto insurance and the acquisition of AIG and 21st Century will not affect Bristol West customers.  Policies will remain unchanged and their great service and excellent products will move forward with the company.  Bristol West has combined their operations with the Foremost Group of Companies, so while policies and services will remain unchanged, some insurance documents may look a little different with the Foremost name attached.