Travel Insurance 24

If you are planning a vacation, you should include an assessment of your travel insurance to ensure that your travel experience occurs without any problems. Begin with a complete understanding of any trip insurance you may already have under your current homeowner, credit card and health policies. Your policies may not cover events like trip cancellation, lost baggage, or accident or illness abroad and you will want to plan ahead should such an unfortunate incident occur.

 Your next step is to find out gaps in the different types of travel insurance coverage.

Read more…

Based on the recent events in Egypt, it is very important for consumers to re-evaluate their insurance needs. What would you have done if you and your family were in Egypt when the protests started? How would you have gotten your family to a safe location?

Political Evacuation is a travel insurance benefit that many people overlook. Our Liaison Majestic program offers this specific benefit, and was utilized by some of our policy holders last week when the travel warning was issued for U.S.

Read more…

Your touring caravan is your pride and joy, and given the expense of many models these days it’s wise to protect your investment. Choosing adequate tourer insurance should be at the top of the agenda to make sure that everything is under control, but it’s important to invest in all necessary safety features if you want to be totally confident that your caravan is protected. The right ones can even reduce your insurance premiums, and opting for a tracker device should be high on your list of priorities.

A tracker is a device that’s fitted to your caravan that, quite simply, keeps track of it. A tracker uses satellite technology to track your vehicle no matter where it is, and as you can expect, this makes it perfect for security purposes. Toure

Read more…

Although you may tend to think of trailer tents as being the little brother of more conventional touring caravans, it may be comforting to know that trailer tent insurance can offer the same high levels of cover that are typically available for their bigger siblings.

New for old

The age of your trailer tent and the number of previous owners may typically be used to determine the basis of replacement should it be damaged beyond the point where repairs would be a realistic option.

You may also find that some policies may require that you have been the only owner of the vehicle from new to benefit from new for old replacement.

Awnings

Cover for awnings may be available as a separate option of trailer tent insurance and may be based on the requirement that the awning is securely stowed away whenever you leave your trailer tent – so as to help reduce the risk of damage from sudden storms.

Theft protection

The use of a hitchlock and a wheel clamp may be a requirement of your cover whenever your trailer tent is not attached to the towing vehicle and you are not present.

If attached to the towing vehicle then a wheel clamp may typically be all that is required, but do check your policy for clarification.

Discounts

As with touring caravans, you may find that discounts on premiums may be available in some circumstances.

For example:

• choosing a site which has a good safety record in terms of flooding, thefts and vandalism;
• belonging to a recognised caravan club or association;
• fitting an approved tracking device.

These may all result in lower premiums for your trailer tent insurance without compromising on levels of cover provided and that can only be a good thing!