“The law says you need to carry car insurance to drive a car, right? So what is this Uninsured Motorist Bodily Injury protection for? Why do I have to pay to cover law-breakers?”
These are common questions asked by shoppers of auto insurance. However, they stem from a common misconception about uninsured motorist coverage. The fact is that uninsured motorist coverage is to protect you, not them.
Despite laws in 47 states requiring auto liability insurance, many drivers don’t bother.