People who take care of their vehicles often enjoy low car insurance rates when compared to those who aren’t as careful with their possessions. That generally happens because people who maintain their cars have fewer claims than people who don’t really care about their vehicles. Anyone can have a problem with a vehicle or get into an accident, but a properly-maintained vehicle will be much less likely to stop working or have any other type of problem that could result in a collision or insurance claim. Every claim you file on your insurance could cause your rates to go up or your policy to eventually be cancelled, so avoiding them is important.